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LegalCornerTM - Insurance F.A.Q.'s

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Q.What types of insurance is available for a small business?

A.Although it can be difficult to determine which kind of insurance a business needs, not having the appropriate insurance can be a costly mistake. Without insurance, the business owner is unnecessarily putting his or her livelihood at risk, which is why many landlords, vendors, and other business entities often require a business to have coverage. Common policies maintained by small businesses include:

  • General Liability Insurance ("CGL")
  • Business Owner's Policy ("BOP")
  • Professional Liability (Errors & Omissions) Insurance ("E and O")
  • Property Insurance
  • Product Liability Insurance
  • Commercial Automobile Insurance
  • Extra Equipment Insurance
  • Specialized Equipment Insurance

Other Insurance that is available for both the owners and the employees, include:

  • Disability Insurance
  • Life Insurance
  • Health Insurance
  • Workers' Compensation Insurance

Copyright 1999-2018 Melissa C. Marsh. All Rights Reserved. All Information on this website is subject to a Disclaimer and Use Agreement. This information is provided as general information only and should not be construed as legal advice. We advise you to seek the advice of competent legal counsel to address your own specific questions, facts and circumstances.