A.The covered individual, not the employer, is responsible for paying the cost of Cal-Cobra coverage. For the fist 18 months of Cal-COBRA coverage, the cost is 110% of the total health insurance premium paid under the employer's group health policy. For the subsequent 18 months, the cost is 102% of the total health insurance premium paid. This includes the portion of the health insurance premium that your previous employer may have paid on your behalf.