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Q.Can an unpaid parking ticket or lost library book really lower my credit score?

A.Yes. Most people know that paying your credit cards late, or letting them fall into collection, will lower their credit score. People also generally know the same holds true for unpaid medical bills. But did you know that an overdue library book and an unpaid parking ticket might also do the same amount of damage? A growing number of government agencies seeking to increase their revenues are using collection agencies to collect on delinquent accounts.




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