Legal Corner

-List Your Site Here! -- Targeted Advertising For Just Pennies A Day! -Tell A Friend - Bookmark This Page

LegalCornerTM - Collections F.A.Q.'s

Find A Lawyer
Law Area:




Search By:


Q.What must a debt collector tell me about my debt?

A.If you are a consumer debtor, The Fair Credit Debt Collection Act (The Act) requires that a debt collector send you a written notice stating: (1) the name and address of the collection agency; (2) the amount of money you owe; (3) the name of the creditor to whom the debt is owed; and (4) what action to take if you believe you do not owe the money. This notice must be sent within 5 days of the date the debt collector contacts you.

In addition, every communication from a debt collector must clearly disclose that: the purpose of the communication is to collect a debt and that any information obtained will be used for that purpose.

debt, debt collection, bad debt, collecting a debt, creditor, collection, credit, credit repair, credit scores, credit bureaus, credit report errors, fixing bad credit, debt collector, debt collection, debt collectors, debt, payment of debt

Copyright 1999-2019 Melissa C. Marsh. All Rights Reserved. All Information on this website is subject to a Disclaimer and Use Agreement. This information is provided as general information only and should not be construed as legal advice. We advise you to seek the advice of competent legal counsel to address your own specific questions, facts and circumstances.