Q.What is a Bankruptcy Discharge?
A.A discharge is a court order that releases the bankruptcy petitioner from any further personal liability for certain listed and dischargeable debts (debts the bankruptcy court can expunge or include in a Chapter 13 Plan).
Once a discharge is issued creditors owed on those "discharged debts" can no longer take any further action against the bankruptcy filer to collect the listed and dischargeable debts. A lien (e.g. home mortgage, tax lien, judgment lien) securing a debt, however, may survive a bankruptcy case and not be discharged.